Loan terms & limits
Permitted for any legal reason other than:
- consolidation of debts that have not been maintained satisfactorily
- Tax liabilities (excluding Capital Gains and Inheritance tax)
- Gambling debts
- Any business purpose that is not property investment.
Related words: Loan terms, conditions, portfolio landlord
- £1m up to 75% LTV
- £1.5m up to 65% LTV
Related words: Size, limit, amount, highest, most, LTV, MUFB, borrow
- Standard – 75%
- Studio Flat – 75%
- New Build- House 75%, Flat 70%
- Above/Adjacent to Commercial – 75%
- Former Local Authority – House 75%, Flat 70%
- HMO – 75%
- MUFB – 75%
NOTE: Total LTV inclusive of fees cannot exceed 80%
Related words: Loan to value, loan size, loan amount, council
30 years.
Related words: Loan limit, most, length
£25,001
Related words: Size, limit, amount, lowest, least
5 years.
Related words: Loan limit, least, length
Mortgage offers are valid for up to 3 months from the date of issue, or expiry of the most recent valuation, whichever is sooner.
Related words: Expire, expiry, period, validity, application
Up to £3m lending held within CHL Group with a maximum of 20 individual loans.
Related words: risk, max, year, loan limit, borrow
CHL mortgages are not portable.
Related words: Moving house, move, purchase
Permitted. Lending is based on the market value where uplift explained by works/changes to the property/title, otherwise value limited to original Purchase Price/pre-works value.
Related words: day one, period, refurb, renovation, enhance, additional borrowing, valuation
Property Criteria
- Standard – 75%
- Studio Flat – 75%
- New Build- House 75%, Flat 70%
- Above/Adjacent to Commercial – 75%
- Former Local Authority – House 75%, Flat 70%
- HMO – 75%
- MUFB – 75%
NOTE: Total LTV inclusive of fees cannot exceed 80%
Related words: Loan to value, loan size, loan amount, council