CHL 1
Up to 6 HMO Bedrooms / MUFB Units
2 Year Fixed
LTV | Rate | Fee |
---|---|---|
55% | 3.22% | 7% |
4.29% | 5% | |
5.10% | 3.5% | |
5.92% | 2% | |
65% | 3.35% | 7% |
4.43% | 5% | |
5.24% | 3.5% | |
6.06% | 2% | |
70% | 3.44% | 7% |
4.52% | 5% | |
5.34% | 3.5% | |
6.15% | 2% | |
75% | 4.63% | 5% |
5.44% | 3.5% | |
6.26% | 2% |
- ERC: 3/2
- Revert rate: BBR* +4.50
- ICR: Highest of 5.50%; or initial pay rate + 2%
5 Year Fixed
LTV | Rate | Fee |
---|---|---|
55% | 4.62% | 7% |
5.06% | 5% | |
5.53% | 3.5% | |
5.83% | 2% | |
65% | 4.74% | 7% |
5.19% | 5% | |
5.65% | 3.5% | |
5.97% | 2% | |
70% | 4.77% | 7% |
5.23% | 5% | |
5.69% | 3.5% | |
6.00% | 2% | |
75% | 4.81% | 7% |
5.26% | 5% | |
5.72% | 3.5% | |
6.03% | 2% |
- ERC: 5/5/3/3/3
- Revert rate: BBR* +4.50
- ICR: Pay rate
NOTE: Any HMO which would require considerable alteration to sell as a family home or any MUFB which is ‘hybrid’ (containing a HMO element) is unacceptable.
* Bank of England Base Rate (BBR): 5.25% correct at time of publication